"Refined good looks" describe this two-tone Inspirational Checkbook Cover. Engraved Scripture from Jeremiah 29:11 shares the pallette with an embossed intertwined tonal design. The checkbook cover works double-duty with built-in, billfold functionality! Having an inside slip pocket, 3 credit card slots, an ID card window, plastic divider for duplicate checks and a pen loop, this accessory holds all that you need for banking, paying and record keeping. Constructed of quality man-made material imported from Italy, with the look and feel of real leather (trade name LuxLeather).